Foreclosures and Tax Lien Sales Search in Gloucester County

Foreclosures and Tax Lien Sales

Look up tax sale listings from the Gloucester County Sheriff's office by date, location, case number, or current status.

Business Licenses, Foreclosures and Tax Lien Sales, GIS and Mapping, Land Records and Deeds, UCC Filings, Voter and Elections Information

The Office of the Gloucester County Clerk is located at 1 North Broad Street in Woodbury, NJ 08096. You can reach them by phone at (856) 853-3237 or send a fax to (856) 853-3327.

Foreclosures and Tax Lien Sales

Here are details on the foreclosure procedures followed in Gloucester County:

If you'd like to understand the foreclosure process in Gloucester County, here’s a summary:

1. **Initiation**: The foreclosure process begins when a borrower defaults on their mortgage payments. The lender will issue a notice of default to the borrower, outlining the missed payments and offering them an opportunity to rectify the situation.

2. **Public Notice**: If the borrower fails to address the default, the lender will file a formal notice with the county government. This notice, often referred to as a "Notice of Foreclosure" or "Lis Pendens," is made public to inform interested parties that the property is in foreclosure.

3. **Pre-Foreclosure Period**: During this stage, the borrower may still avoid foreclosure by paying off the default amount, renegotiating the loan terms, or selling the property.

4. **Foreclosure Sale**: If the borrower does not take any action, the property will be scheduled for a foreclosure auction. The auction details will be published in local newspapers and other designated public forums. At the auction, the property will be sold to the highest bidder.

5. **Post-Sale Process**: After the sale, the winning bidder must comply with specific legal requirements to finalize the purchase. Once all conditions are met, ownership of the property is transferred to the bidder.

6. **Eviction**: If the property is still occupied, the new owner may need to initiate eviction proceedings to remove the former occupants.

Understanding these steps can help homeowners, lenders, and purchasers navigate the foreclosure landscape in Gloucester County.